Does Consumer Credit Precede or Follow Changes in Cognitive Impairment Among Older Adults? An Investigation in the Advanced Cognitive Training for Independent and Vital Elderly (ACTIVE) Trial.
J Aging Health
; 35(9_suppl): 84S-94S, 2023 10.
Article
in En
| MEDLINE
| ID: mdl-37994853
ABSTRACT
OBJECTIVES:
We assessed the relationships between pre- and post-morbid consumer credit history (credit scores, debts unpaid, or in collections) and classification of mild (or greater) cognitive impairment (MCI).METHODS:
Generalized Estimating Equation models assessed pre-and post-morbid credit history and MCI risk among 1740 participants aged 65+ in the Advanced Cognitive Training for Independent and Vital Elderly (ACTIVE) study, linked to TransUnion consumer credit data.RESULTS:
Each 50-point increase in credit score was associated with up to 8% lower odds of MCI in the next 3 years. In contrast, new unpaid collections over doubled the odds of having MCI in the next 3 years. MCI was associated with subsequent credit score declines and a 47%-71% greater risk of having a new unpaid collection in the next 4 years.DISCUSSION:
Credit declines may signal risk for future MCI. MCI may lead to financial challenges that warrant credit monitoring interventions for older adults.Key words
Full text:
1
Collection:
01-internacional
Database:
MEDLINE
Main subject:
Patient Credit and Collection
/
Cognitive Dysfunction
/
Cognitive Training
Limits:
Aged
/
Humans
Language:
En
Journal:
J Aging Health
Journal subject:
GERIATRIA
Year:
2023
Document type:
Article
Affiliation country:
Estados Unidos