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Spending patterns among commercially insured individuals during the COVID-19 pandemic.
Parikh, Ravi B; Emanuel, Ezekiel J; Zhao, Yueming; Pagnotti, David R; Hagen, Stuart; Pizza, David A; Navathe, Amol S.
Affiliation
  • Parikh RB; Perelman School of Medicine, University of Pennsylvania, 423 Guardian Dr, Blockley 1102, Philadelphia, PA 19104. Email: Ravi.Parikh@pennmedicine.upenn.edu.
Am J Manag Care ; 29(10): 517-521, 2023 10.
Article in En | MEDLINE | ID: mdl-37870545
OBJECTIVES: To describe trends in US health care spending in a large, national, and commercially insured population during the COVID-19 pandemic. STUDY DESIGN: Cross-sectional study of commercially insured members enrolled between May 1, 2018, and December 31, 2021. METHODS: The study utilized a population-based sample of continuously enrolled members in a geographically diverse federation of Blue Cross Blue Shield plans across the United States. Our sample excluded Medicare and Medicare Advantage beneficiaries. The COVID-19 exposure period was defined as 2020-2021; 2018-2019 were pre-COVID-19 years. We defined 4 post-COVID-19 periods: March 1 to April 30, 2020; May 1 to December 31, 2020; January 1 to March 31, 2021; and April 1 to December 31, 2021. The primary outcome was inflation-adjusted overall per-member per-month (PMPM) medical spending adjusted for age, sex, Elixhauser comorbidities, area-level racial composition, income, and education. RESULTS: Our sample included 97,319,130 individuals. Mean PMPM medical spending decreased from $370.92 in January-February 2020 to $281.00 in March-April 2020. Between May and December 2020, mean PMPM medical spending recovered to-but did not exceed-prepandemic levels. Mean PMPM medical spending stayed below prepandemic levels between January and March 2021, rose above prepandemic baselines between April and June 2021, and decreased below baseline between July and December 2021. CONCLUSIONS: The COVID-19 pandemic induced a spending shock in 2020, and health care spending did not recover to near baseline until mid-2021, with some emerging evidence of pent-up demand. The observed spending below baseline through the end of 2021 will pose challenges to setting spending benchmarks for alternative payment and shared savings models.
Subject(s)

Full text: 1 Collection: 01-internacional Database: MEDLINE Main subject: Pandemics / COVID-19 Limits: Aged / Humans Country/Region as subject: America do norte Language: En Journal: Am J Manag Care Journal subject: SERVICOS DE SAUDE Year: 2023 Document type: Article Country of publication: United States

Full text: 1 Collection: 01-internacional Database: MEDLINE Main subject: Pandemics / COVID-19 Limits: Aged / Humans Country/Region as subject: America do norte Language: En Journal: Am J Manag Care Journal subject: SERVICOS DE SAUDE Year: 2023 Document type: Article Country of publication: United States