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Effects of an Individual Development Account Program on Retirement Saving: Follow-up Evidence From a Randomized Experiment.
Grinstein-Weiss, Michal; Sherraden, Michael; Gale, William G; Rohe, William M; Schreiner, Mark; Key, Clinton; Oliphant, Jane E.
Affiliation
  • Grinstein-Weiss M; a Center for Social Development , Washington University in St. Louis , St. Louis , Missouri , USA.
  • Sherraden M; a Center for Social Development , Washington University in St. Louis , St. Louis , Missouri , USA.
  • Gale WG; b Economic Studies Program, Brookings Institution , Washington , DC , USA.
  • Rohe WM; c Center for Urban and Regional Studies , University of North Carolina at Chapel Hill , Chapel Hill , North Carolina , USA.
  • Schreiner M; a Center for Social Development , Washington University in St. Louis , St. Louis , Missouri , USA.
  • Key C; d Financial Security and Mobility, The Pew Charitable Trusts , Washington , DC , USA.
  • Oliphant JE; a Center for Social Development , Washington University in St. Louis , St. Louis , Missouri , USA.
J Gerontol Soc Work ; 58(6): 572-89, 2015.
Article de En | MEDLINE | ID: mdl-26016650
ABSTRACT
We examine the 10-year follow-up effects on retirement saving of an individual development account (IDA) program using data from a randomized experiment that ran from 1998 to 2003 in Tulsa, Oklahoma. The IDA program included financial education, encouragement to save, and matching funds for several qualified uses of the saving, including contributions to retirement accounts. The results indicate that as of 2009, 6 years after the program ended, the IDA program had no impact on the propensity to hold a retirement account, the account balance, or the sufficiency of retirement balances to meet retirement expenses.
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Texte intégral: 1 Collection: 01-internacional Base de données: MEDLINE Sujet principal: Pensions / Pauvreté / Retraite / Éducation du patient comme sujet / Services bancaires aux particuliers Type d'étude: Clinical_trials Aspects: Determinantes_sociais_saude Limites: Aged / Humans Pays/Région comme sujet: America do norte Langue: En Journal: J Gerontol Soc Work Année: 2015 Type de document: Article Pays d'affiliation: États-Unis d'Amérique
Texte intégral
Ajouter à My VHL
Imprimer
XML
PubMed Links
Recherche sur Google

Texte intégral: 1 Collection: 01-internacional Base de données: MEDLINE Sujet principal: Pensions / Pauvreté / Retraite / Éducation du patient comme sujet / Services bancaires aux particuliers Type d'étude: Clinical_trials Aspects: Determinantes_sociais_saude Limites: Aged / Humans Pays/Région comme sujet: America do norte Langue: En Journal: J Gerontol Soc Work Année: 2015 Type de document: Article Pays d'affiliation: États-Unis d'Amérique