Awareness and Willingness Regarding Community Based Health Insurance in Urban Slums and Resettlement Colonies.
Article
in En
| IMSEAR
| ID: sea-157685
ABSTRACT
Health insurance is an efficient way to help people prepare for contingency health care. Health care would be more equitable under community-based insurance than the out-of-pocket system. Such a scheme is especially important for the marginalized population. Objective:
To study the awareness and willingness to participate in a community-based scheme among the families. StudyDesign:
Cross-sectional community based.Setting:
Urban slums and resettlement colonies in East Delhi.Participants:
Head of families or available adult member of 510 families. StatisticalAnalysis:
Proportions, Chi square test.Results:
Most of the families had a per capita income of Rs.200-600 per month. Average out-of-pocket expenditure on healthcare per person per month was Rs.38.50. Nearly one-fourth of the families had some hospitalization in past 6 months, with loss of man-days and loss of wages. More than three-fourths of the respondents were aware about ‘insurance’, believed that health insurance is beneficial, and expressed willingness to participate. There is a need for health insurance among this population, and with government assistance and proper planning and education, community-based health insurance can possibly help these families manage their health care costs better.Key words
Full text:
1
Index:
IMSEAR
Main subject:
Urban Population
/
Humans
/
Poverty Areas
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Health Expenditures
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Community Health Planning
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Delivery of Health Care
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Insurance, Health
Language:
En
Year:
2014
Type:
Article