The Status Quo and Problems of Private Health Insurances for Psychiatric Illnesses in Korea / 신경정신의학
Journal of Korean Neuropsychiatric Association
; : 373-377, 2007.
Article
in Ko
| WPRIM
| ID: wpr-196136
Responsible library:
WPRO
ABSTRACT
OBJECTIVES:
Recently, Korean psychiatrists have noticed the complaints from probands and family members that private health insurance companies do not pay for most psychiatric disorders. Furthermore, probands cannot even apply for insurance because of their medical record of psychiatric disorders. Authors investigated and reviewed contracts of Korean private insurance companies to find reasons for banning psychiatric disorders from insurance policies.METHODS:
Authors reviewed more than 800 contracts from 48 insurance companies.RESULTS:
Among all the psychiatric diagnoses, few of them-dementia and some other organic mental disorders-are guaranteed to be paid from insurance companies. Less then 10 contracts say they pay for psychiatric illnesses. Most insurance companies have contracts prohibiting F codes ; however, there are not enough reasons in these contracts.CONCLUSIONS:
In the private health insurance system, psychiatric illnesses have almost no rooms. It is very urgent to add space for patients with psychiatric illnesses and psychiatrists in the insurance policies.Key words
Full text:
1
Index:
WPRIM
Main subject:
Psychiatry
/
Medical Records
/
Diagnosis
/
Insurance
/
Insurance, Health
/
Korea
Type of study:
Diagnostic_studies
Limits:
Humans
Country/Region as subject:
Asia
Language:
Ko
Journal:
Journal of Korean Neuropsychiatric Association
Year:
2007
Type:
Article