Enhancing Enterprise Credit Risk Assessment with Cascaded Multi-level Graph Representation Learning.

The assessment of Enterprise Credit Risk (ECR) is a critical technique for investment decisions and financial regulation. Previous methods usually construct enterprise representations by credit-related indicators, such as liquidity and staff quality. However, indicators of many enterprises are not accessible, especially for the small- and medium-sized enterprises. To alleviate the indicator deficiency, graph learning based methods are proposed to enhance enterprise representation learning by the neighbor structure of enterprise graphs. However, existing methods usually only focus on pairwise relationships, and overlook the ubiquitous high-order relationships among enterprises, e.g., supply chain connecting multiple enterprises. To resolve this issue, we propose a Multi-Structure Cascaded Graph Neural Network framework (MS-CGNN) for ECR assessment. It enhances enterprise representation learning based on enterprise graph structures of different granularity, including knowledge graphs of pairwise relationships, homogeneous and heterogeneous hypergraphs of high-order relationships. To distinguish influences of different types of hyperedges, MS-CGNN redefine new type-dependent hyperedge weight matrices for heterogeneous hypergraph convolutions. Experimental results show that MS-CGNN achieves state-of-the-art performance on real-world ECR datasets.

Deciphering extrachromosomal circular DNA in Arabidopsis.

Extrachromosomal circular DNA (eccDNA) is independent of the chromosome and exists in many eukaryotes. However, the nature and origin of eccDNA in plants remains unclear. In this study, we sequenced 12 samples from four tissues (leaf, flower, stem and root) with three biological replicates. In total, we found 743 eccDNAs found in at least two samples. Most of eccDNA have inverted repeats ranging from 4 to 12 bp in the boundaries. Interestingly, eccDNA is not only related to transposon activity, but also hosts tRNA genes, suggesting that the eccDNAs may be associated with tRNA abundance which controls protein synthesis under conditions of stress. Our results provide an unprecedented view of eccDNA, which is still naïve in scope.

CropCircDB: a comprehensive circular RNA resource for crops in response to abiotic stress.

Circular RNA (circRNAs) may mediate mRNA expression as miRNA sponge. Since the community has paid more attention on circRNAs, a lot of circRNA databases have been developed for plant. However, a comprehensive collection of circRNAs in crop response to abiotic stress is still lacking. In this work, we applied a big-data approach to take full advantage of large-scale sequencing data, and developed a rich circRNA resource: CropCircDB for maize and rice, later extending to incorporate more crop species. We also designed a metric: stress detections score, which is specifically for detecting circRNAs under stress condition. In summary, we systematically investigated 244 and 288 RNA-Seq samples for maize and rice, respectively, and found 38 785 circRNAs in maize, and 63 048 circRNAs in rice. This resource not only supports user-friendly JBrowser to visualize genome easily, but also provides elegant view of circRNA structures and dynamic profiles of circRNA expression in all samples. Together, this database will host all predicted and validated crop circRNAs response to abiotic stress.