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Health Serv Res ; 53(1): 366-388, 2018 02.
Artigo em Inglês | MEDLINE | ID: mdl-27943277

RESUMO

OBJECTIVE: Did mental health cost-sharing decrease following implementation of the Mental Health Parity and Addiction Equity Act (MHPAEA)? DATA SOURCE: Specialty mental health copayments, coinsurance, and deductibles, 2008-2013, were obtained from benefits databases for "carve-in" plans from a national commercial managed behavioral health organization. STUDY DESIGN: Bivariate and regression-adjusted analyses compare the probability of use and (conditional) level of cost-sharing pre- and postparity. An interaction term is added to compare differential levels of pre- and postparity cost-sharing changes for plans that were and were not already at parity pre-MHPAEA. FINDINGS: Controlling for employer/plan characteristics, MHPAEA is associated with higher intermediate care copayments ($15.9) but lower outpatient ($2.6) copayments among in-network-only plans. Among plans with in- and out-of-network benefits, MHPAEA is associated with lower inpatient ($23.2) and outpatient ($2.5) copayments, but increases in inpatient and intermediate in-network and out-of-network coinsurance (about 1 percentage point). Among the few plans not at parity pre-MHPAEA, changes in use and level of cost-sharing associated with MHPAEA were more dramatic. CONCLUSION: Mixed evidence that MHPAEA led to more generous mental health benefits may stem from the finding that many plans were already at parity pre-MHPAEA. Future policy focus in mental health may shift to slowing growth in cost-sharing for all health services.


Assuntos
Dedutíveis e Cosseguros/estatística & dados numéricos , Planos de Assistência de Saúde para Empregados/economia , Cobertura do Seguro/economia , Seguro Psiquiátrico/economia , Serviços de Saúde Mental/economia , Planos de Assistência de Saúde para Empregados/legislação & jurisprudência , Gastos em Saúde , Humanos , Transtornos Mentais/terapia , Serviços de Saúde Mental/legislação & jurisprudência , Estados Unidos
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